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  • How long does it take to close on my land from start to finish?
    Closing times may vary, but on average, it takes about 30-45 days from the date of contract signing.
  • What am I allowed to do with the property?
    Our properties typically have minimal or no restrictions. Consult your land sales agent for specific limitations.
  • How do I qualify for an agricultural exemption?
    Qualification requirements may vary by county. Speak with your land sales agent for more details.
  • What are the taxes on the property?
    Property taxes vary by location; please consult with your land sales agent for details.
  • Where will I close on my land purchase?
    The closing location will be determined during the purchase process, typically at a title company or attorney's office.
  • Do you offer owner financing on this property?
    No, we do not offer owner financing on this property. We accept bank financing as well a cash.
  • What are the improvements on the property?
    Improvements include water, underground power, natural gas, fiber optic internet, and gated community. Please consult your land sales agent for specifics.
  • Where is this property located?
    Mountain Ranch Estates is located in Austin, Arkansas. It is centrally located between Little Rock and Searcy. Distance from Little Rock..... 33 miles Searcy............ 26 miles Hot Springs.. 84 miles Memphis....... 138 miles
  • What is the price of the land?
    Refer to our Land ID tool for a range of prices.
  • What would the monthly payment be?
    Monthly payments can be calculated using our Calculator tool. Input your information for an accurate estimate.
  • What is the price of the land?
    Refer to our Land ID tool for a range of prices.
  • Do I have to owner finance my property?
    No, owner financing is just one option we offer to make land ownership more accessible.
  • What are the improvements on the property?
    Improvements include rural water and fiber optic internet. Please consult your land sales agent for specifics.
  • Do you approve me based on my credit score?
    We consider various factors for approval, not solely based on credit score. Please contact us for more information.
  • What information do I need to provide to qualify for a loan?
    You'll need a valid government-issued ID, proof of income, and any other required documents.
  • What are the closing costs?
    Closing costs include RMLO application fees and other necessary expenses.
  • What are your owner financing terms?
    Our owner financing terms are 10 years at 10%, 15 years at 10%, or 20 years at 11%.
  • How many people can be on the loan?
    Multiple borrowers can be on the loan; please contact us to discuss your specific situation.
  • Where is this property located?
    Mountain Ranch Estates is located in Mabelvale, Arkansas. Distance from Little Rock..... 18 miles Searcy............ 65 miles Hot Springs.. 47 miles Memphis....... 152 miles
  • Do you offer owner financing on this property?
    Yes, we offer owner financing with a 10% down payment of the price of the lot. We also accept bank financing and cash. Owner Finance Interest Rates: - 9% for 10 years - 10% for 15 years - 11% for 20 years
  • Where will I send my monthly payments?
    Monthly payments will be sent to the designated loan servicing company, which will be provided at closing.
  • If I want to pay off my loan early, are there any prepayment penalties?
    No, there are no prepayment penalties for paying off your loan early.
  • Do you charge PMI (Private Mortgage Insurance)?
    No, we do not charge PMI for our owner-financed properties.
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